Employer Match Calculator for Trump Accounts

Calculate the compensation lift from employer Trump Account contributions of up to $2,500/year. See how the match accelerates growth over time.

Your Employment Details

$75,000
$30,000$200,000
$2,500/yr
$0/yr$2,500/yr

Employers can contribute up to $2,500/year per employee (tax-free under IRC §128)

$200
$0$417

Combined limit: $5,000/year. You: $2,400 + Employer: $2,500 = $4,900

8%
4%12%
18 years
1 years18 years

With Employer Match

$202,183

Without Employer Match

$101,067

Extra from Employer

$101,116

Additional growth from match

Compensation Lift

+3.33%

$2,500/yr tax-free

Growth: With vs Without Employer Contribution

How Employer Contributions Work

  • • Employers can contribute up to $2,500/year per employee (not per child)
  • • Employer contributions are tax-free under IRC §128
  • • Employer + personal contributions combined cannot exceed $5,000/year
  • • This is a new employee benefit — ask your HR department about it

Disclaimer: This calculator is for educational and illustrative purposes only. It does not constitute tax or financial advice. Actual returns will vary. Consult a qualified tax professional or financial advisor before making investment decisions.