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ZIP Code Grant Eligibility Checker

Check Dell $250 Trump Account ZIP eligibility using Census Median Family Income (MFI) — the same metric as Invest America — not household income.

Check If Your Child Qualifies for Extra Grant Money

Beyond the $1,000 federal pilot deposit, your child may qualify for additional private grants based on where you live. The largest grant comes from the Michael & Susan Dell Foundation, which pledged $6.25 billion to fund Trump Accounts for children in qualifying ZIP codes.

Enter your ZIP code below. We use Census Median Family Income (MFI) — Dell’s published metric — against $150,000 or less. The Dell pledge is $250 per child born 2016–2024.

⚠️ Official tools win if results disagree

Confirm at investamerica.org/dell or the Trump Accounts app. If a website uses median household income, it can show a false “yes” near the $150,000 cutoff.

✅ Stack the benefits

An eligible child born in 2025-2028 in a qualifying ZIP code could receive the $1,000 federal deposit plus the $250 Dell pledge — $1,250 in free money before your family contributes a single dollar. After you check your ZIP, follow how to get the Dell $250.

Enter your ZIP code

We check Census Median Family Income (MFI) — the same metric Dell / Invest America use — not median household income and not your personal income.

No data is stored. Everything runs in your browser. Always confirm at investamerica.org/dell or the Trump Accounts app.

How Grant Eligibility Works

Dell / Invest America use U.S. Census Median Family Income (MFI) by ZIP. If that MFI is $150,000 or less, the ZIP side of eligibility can pass — regardless of your individual family income.

MFI is not the same as median household income. Family income usually runs higher, so some ZIPs that look fine on household-income maps still fail the official Dell check.

You still need the birth-year rule (2016–2024), a valid SSN, and an open Trump Account. This checker explains the ZIP math; the app is final.

Frequently Asked Questions

How do I know if my ZIP code qualifies for the Dell pledge?
Dell uses Median Family Income (MFI) for your ZIP — $150,000 or less. That is not the same as median household income, and it is not your personal income. Enter your ZIP above for an estimate, then confirm at investamerica.org/dell or in the Trump Accounts app.
Why did the Trump Accounts app disagree with an older ZIP checker?
Older tools (including a previous version of this checker) used median household income, which is usually lower than Median Family Income. A ZIP can look under $150,000 on household income but still fail Dell’s MFI rule. Example: some St. Louis-area ZIPs sit near the cutoff. Trust the official app / investamerica.org/dell.
How do I get the Dell $250 after my ZIP qualifies?
Open a Trump Account by filing IRS Form 4547. There is no separate Dell application — if your child is born 2016–2024 and in a qualifying ZIP, the $250 is deposited through the official program rules. Full steps: how to get the Dell $250.
How much is the Dell Foundation pledge per child?
The Dell Foundation pledged $250 per child who is born 2016–2024 and lives in a qualifying ZIP code. This is separate from the $1,000 federal pilot deposit — eligible children can receive both when rules allow.
Is the Dell pledge the same as the federal $1,000 deposit?
No. The $1,000 federal deposit comes from the government for children born 2025-2028. The Dell pledge is a private donation of $250 per child from the Michael & Susan Dell Foundation. They are completely separate — qualifying children can receive both.
What birth years qualify for the Dell pledge?
Your child must be born 2016–2024 (born 2016–2024). Birth year is checked separately from ZIP MFI.
Are there other grants besides the Dell pledge?
The Dell Foundation pledge is the largest private grant announced so far. Other organizations and employers may offer additional contributions. Check with your employer about Trump Account matching contributions of up to $2,500/year under IRC §128.

Disclaimer: This calculator is for educational and illustrative purposes only. It does not constitute tax or financial advice. Actual returns will vary. Consult a qualified tax professional or financial advisor before making investment decisions.

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