ZIP Code Grant Eligibility Checker

Check Dell $250 Trump Account ZIP eligibility using Census Median Family Income (MFI) — the same metric as Invest America — not household income.

Check If Your Child Qualifies for Extra Grant Money

Beyond the $1,000 federal pilot deposit, your child may qualify for additional private grants based on where you live. The largest grant comes from the Michael & Susan Dell Foundation, which pledged $6.25 billion to fund Trump Accounts for children in qualifying ZIP codes.

Enter your ZIP code below. We use Census Median Family Income (MFI) — Dell’s published metric — against $117,300 or less. The Dell pledge is $250 per child born 2016–2024.

⚠️ Official tools win if results disagree

Confirm at Invest America or the Trump Accounts app. If a website uses median household income, it can show a false “yes” near the $117,300 cutoff.

✅ Two deposits, two birth years

The $1,000 federal deposit is for births in 2025–2028. The $250 Dell gift is for births 2016–2024 in a qualifying ZIP. One child does not receive both. After you check your ZIP, follow how to see the Dell $250.

Enter your ZIP code

We check Census Median Family Income (MFI) — the same metric Dell / Invest America use — not median household income and not your personal income.

No data is stored. Everything runs in your browser. Always confirm at Invest America ZIP checker or the Trump Accounts app.

How Grant Eligibility Works

Dell / Invest America use U.S. Census Median Family Income (MFI) by ZIP. If that MFI is $117,300 or less, the ZIP side of eligibility can pass — regardless of your individual family income.

MFI is not the same as median household income. Family income usually runs higher, so some ZIPs that look fine on household-income maps still fail the official Dell check.

You still need the birth-year rule (2016–2024), a valid SSN, and an open Trump Account. This checker explains the ZIP math; the app is final.

Frequently Asked Questions

How do I know if my ZIP code qualifies for the Dell pledge?
Dell uses Median Family Income (MFI) for your ZIP — $117,300 or less. That is not the same as median household income, and it is not your personal income. Enter your ZIP above for an estimate, then confirm at Invest America or in the Trump Accounts app.
Why did the Trump Accounts app disagree with an older ZIP checker?
Older tools (including a previous version of this checker) used median household income or the original $150,000 announcement. A ZIP can look eligible on those tests and still miss the funded $117,300 or less MFI cutoff. Trust the official app and Invest America.
How do I get the Dell $250 after my ZIP qualifies?
There is no separate Dell application. Invest America says the $250 deposits were completed on October 9, 2026 for children born 2016–2024 in included ZIP codes. Claim the account in the official app to see it. Full steps: how to get the Dell $250.
How much is the Dell Foundation pledge per child?
The Dell Foundation pledged $250 per child who is born 2016–2024 and lives in a qualifying ZIP code. This is separate from the $1,000 federal pilot deposit — eligible children can receive both when rules allow.
Is the Dell pledge the same as the federal $1,000 deposit?
No. The $1,000 federal deposit comes from the government for children born 2025-2028. The Dell pledge is a private donation of $250 per child from the Michael & Susan Dell Foundation. They are completely separate — qualifying children can receive both.
What birth years qualify for the Dell pledge?
Your child must be born 2016–2024 (born 2016–2024). Birth year is checked separately from ZIP MFI.
Are there other grants besides the Dell pledge?
The Dell Foundation pledge is the largest private grant announced so far. Other organizations and employers may offer additional contributions. Check with your employer about Trump Account matching contributions of up to $2,500/year under IRC §128.

Disclaimer: This calculator is for educational and illustrative purposes only. It does not constitute tax or financial advice. Actual returns will vary. Consult a qualified tax professional or financial advisor before making investment decisions.

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