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ZIP Code Grant Eligibility Checker

Enter your ZIP code to see if your child qualifies for Trump Account grants like the Dell Foundation's $250 pledge.

Check If Your Child Qualifies for Extra Grant Money

Beyond the $1,000 federal pilot deposit, your child may qualify for additional private grants based on where you live. The largest grant comes from the Michael & Susan Dell Foundation, which pledged $6.25 billion to fund Trump Accounts for children in lower-income ZIP codes.

Enter your ZIP code below to see if your area qualifies. The Dell pledge provides $250 per child who is under 10 and lives in a ZIP code with a median household income below $150,000.

✅ Stack the benefits

An eligible child born in 2025-2028 in a qualifying ZIP code could receive the $1,000 federal deposit plus the $250 Dell pledge — $1,250 in free money before your family contributes a single dollar.

Enter your ZIP code

We'll check if your area qualifies for grants like the Dell Foundation pledge.

No data is stored. Everything runs in your browser.

How Grant Eligibility Works

The Dell Foundation uses U.S. Census Bureau data to determine which ZIP codes qualify. If the median household income in your ZIP code is below $150,000, your child is eligible for the $250 contribution — regardless of your individual family income.

This means even higher-income families in qualifying ZIP codes can receive the grant. It is based on area income, not your personal tax return.

Frequently Asked Questions

How do I know if my ZIP code qualifies for the Dell pledge?
Your ZIP code qualifies if its median household income is below $150,000. Enter your ZIP code in the checker above to find out instantly. The data is based on U.S. Census Bureau income estimates.
How much is the Dell Foundation pledge per child?
The Dell Foundation pledged $250 per child who is under 10 and lives in a qualifying ZIP code. This is separate from the $1,000 federal pilot deposit — eligible children can receive both.
Is the Dell pledge the same as the federal $1,000 deposit?
No. The $1,000 federal deposit comes from the government for children born 2025-2028. The Dell pledge is a private donation of $250 per child from the Michael & Susan Dell Foundation. They are completely separate — qualifying children can receive both.
What age does my child need to be for the Dell pledge?
Your child must be under 10 to qualify for the Dell Foundation pledge. There is no birth-year restriction like the federal pilot deposit.
Are there other grants besides the Dell pledge?
The Dell Foundation pledge is the largest private grant announced so far. Other organizations and employers may offer additional contributions. Check with your employer about Trump Account matching contributions of up to $2,500/year under IRC §128.

Disclaimer: This calculator is for educational and illustrative purposes only. It does not constitute tax or financial advice. Actual returns will vary. Consult a qualified tax professional or financial advisor before making investment decisions.

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