Green Card & Non-Citizen Eligibility for Trump Accounts

It depends on the child's status — not the parent's. The child must be a U.S. citizen with a valid Social Security Number. A parent who is a permanent resident (green card holder) may open the account for a citizen child if they are an authorized individual. The green-card parent does not need to be a citizen.

No. Under IRC Section 530A and Notice 2025-68, the beneficiary child must be a U.S. citizen. Permanent residents (green card holders) who are not citizens do not qualify — even with a valid SSN.

Only if each child is a U.S. citizen with a valid SSN and under 18. Living in Canada does not automatically disqualify a U.S. citizen child. The $1,000 pilot is only for citizens born 2025–2028. Green-card status of a parent does not create eligibility for a non-citizen child.

Yes — if the child is a U.S. citizen with a valid SSN and under 18. Residence abroad does not block eligibility. See U.S. citizens born abroad and moving abroad.

If the newborn is not a U.S. citizen, they are not eligible — even if a parent is a citizen. Citizenship of the child is required. Some children born abroad to U.S. citizens acquire citizenship at birth; confirm with a Consular Report of Birth Abroad (CRBA) and obtain an SSN before filing IRS Form 4547.

No. The child needs a valid Social Security Number. An Individual Taxpayer Identification Number (ITIN) does not satisfy the Trump Account rules.