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Trump Account Grants & Eligibility by State

Trump Accounts are a federal program — every eligible U.S. citizen child follows the same IRS rules. Extra money can still differ by where you live: some states may deposit funds into the same account, and philanthropic bonuses often use ZIP codes.

Looking for Dell $250 eligibility? Children born 2016–2024 in ZIP codes with Median Family Income of $150,000 or less may qualify — confirm at investamerica.org/dell, then read our Dell $250 claim guide and ZIP code lookup.

Look for every free layer before you spend your own cash. Then pick your state for details.

The funding stack

$1,000

Federal pilot deposit

Children born 2025–2028

Varies

State contribution

4 states announced or active

$250

Dell Foundation bonus

Under 10, eligible ZIP codes

$2,500

Employer (tax-free)

Up to $2,500/year under §128

Family

Parents, relatives, friends

Anyone can contribute

$5,000

Annual combined limit

State + employer + family + grants share this cap

New here? Can my state put money in my kid’s Trump Account?

Choose your state

Badges show state deposit status — not whether your child qualifies for the federal account (they do, if they meet IRS rules).

Active Announced None yet Checking

Educational content only, not tax or financial advice. Source: IRS Notice 2025-68. State deposit statuses are tracked separately and may change — always verify with your state.