Trump Account Grants & Eligibility by State
Trump Accounts are a federal program — every eligible U.S. citizen child follows the same IRS rules. Extra money can still differ by where you live: some states may deposit funds into the same account, and philanthropic bonuses often use ZIP codes.
Looking for Dell $250 eligibility? Children born 2016–2024 in ZIP codes with Median Family Income of $150,000 or less may qualify — confirm at investamerica.org/dell, then read our Dell $250 claim guide and ZIP code lookup.
Look for every free layer before you spend your own cash. Then pick your state for details.
The funding stack
$1,000
Federal pilot deposit
Children born 2025–2028
Varies
State contribution
4 states announced or active
$250
Dell Foundation bonus
Under 10, eligible ZIP codes
$2,500
Employer (tax-free)
Up to $2,500/year under §128
Family
Parents, relatives, friends
Anyone can contribute
$5,000
Annual combined limit
State + employer + family + grants share this cap
New here? Can my state put money in my kid’s Trump Account?
Choose your state
Badges show state deposit status — not whether your child qualifies for the federal account (they do, if they meet IRS rules).
Eligibility Checker
Verify your child qualifies in 30 seconds
Trump Account Calculator
See how much a Trump Account could grow
Educational content only, not tax or financial advice. Source: IRS Notice 2025-68. State deposit statuses are tracked separately and may change — always verify with your state.