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Money & Growth

Companies Offering Trump Account Contributions (2026)

Strategy Inc. $1,000 + $250/yr, Goldman, Morgan Stanley, Micron, Schwab & more. Directory of employer matches, community seeds, and philanthropy.

TrumpAccounts.guide Editorial Team 9 min read
Last verified:

Key Takeaways

  • 57+ employers have publicly announced Trump Account matches or employee contributions.
  • Strategy Inc. (Aug 5, 2026): $1,000 one-time seed match + $250/year for every eligible employee child under 18.
  • Standouts above $1,000: Vanguard ($1,500), IntraFi / Heritage / Center for a Free Economy (up to $2,500), plus IBM’s extra parent-contribution match.
  • Micron and Vanguard also announced community / near-office seeds — not just employee benefits.
  • Philanthropy / local seeds: Dell $250, Dalio $250 (CT), Gerstner $250 (IN), Shotwell SpaceX stock (~2M kids), SF $500 (2026 babies), Hawaii foster / Stable Road, Kraken (WY 2026 births).
  • Directory last verified: 2026-08-05. Confirm details with HR or the sponsor.

Trump Accounts got a major private-sector boost around the July 4, 2026 launch. Besides the federal $1,000 pilot deposit, a growing list of employers now match that seed for their workers’ kids — and philanthropists are filling gaps for children who miss the federal cohort.

This directory tracks named programs we can cite from public announcements. It is not every employer in America. If your company is missing, ask HR — many programs are still rolling out.

ℹ️ Three different kinds of “extra money”

Employer match = workplace benefit under IRC §128 (tax-free to you).
Community seed = company deposit for kids in certain counties (e.g. Micron), not limited to employees.
Philanthropy = foundation or donor pledge (e.g. Dell, Dalio, Gerstner).

Employer matches (IRC §128)

Under IRC Section 128, employers can contribute up to $2,500/year per employee — tax-free to you, deductible for the company. Most of the programs below match the federal $1,000 seed as a one-time boost for children born 2025–2028.

Company Amount Industry Details
Acorns $1,000 match of federal seed Financial Technology Employer match
American Securities Association $1,000 match of federal seed Trade Association Employer match
Bank of America $1,000+ match of federal seed (reported) Financial Services Employer match
Bank of New York Mellon $1,000 match of federal seed (reported) Financial Services Employer match
BlackRock $1,000 match of federal seed (reported) Asset Management Employer match
Block, Inc. Contribution announced (details TBD) Financial Technology Employer match
Broadcom Contribution announced (details forthcoming) Semiconductors Employer match
Brownstein Hyatt Farber Schreck $1,000 one-time deposit Law Employer match
Center for a Free Economy $2,500 contribution for children of employees Nonprofit Employer match
Charles Schwab $1,000 match of federal seed (reported) Brokerage Employer match
Charter Communications $1,000 match of federal seed (reported) Telecommunications Employer match
Chime Financial $1,000 match of federal seed (reported) Fintech Employer match
Chipotle Mexican Grill $1,000 match of federal seed (reported) Restaurant Employer match
Circle Internet Group $1,000 one-time seed for employee newborns Financial Technology Employer match
Citi $1,000 match of federal seed Financial Services Employer match
Coinbase $1,000 match of federal seed Cryptocurrency Employer match
Comcast $1,000 match of federal seed (reported) Media / Telecommunications Employer match
Continental Resources Contribution planned (amount TBD) Energy Employer match
CrowdStrike $1,000 per family Cybersecurity Employer match
CTIA Contribution for eligible employees’ children (amount TBD) Trade Association Employer match
Dell Technologies $1,000 match of federal seed for employees’ children Technology Employer match
Delta Air Lines Contribution announced (details TBD) Airlines Employer match
Empower $1,000 match of federal seed Financial Services Employer match
Fox Corporation $1,000 match of federal seed Media Employer match
Franklin Templeton $1,000 match of federal seed Asset Management Employer match
Galaxy Digital $1,000 match of federal seed Cryptocurrency Employer match
Goldman Sachs $1,000 one-time match of federal seed Financial Services Employer match
Heritage Foundation Up to $2,500 match of employee contributions Nonprofit Employer match
IBM $1,000 match + up to $1,000 more if parents contribute Technology Employer match
iHeartMedia Contribution announced (details forthcoming) Media Employer match
Intel $1,000 match of federal seed (reported) Semiconductors Employer match
IntraFi Up to $2,500 for newborns Financial Technology Employer match
Invesco $1,000 match of federal seed Asset Management Employer match
Investment Company Institute $1,000 matching contribution Trade Association Employer match
JPMorgan Chase $1,000 match of federal seed (reported) Financial Services Employer match
Mastercard Will incorporate Trump Accounts into U.S. benefits (amount TBD) Financial Services Employer match
Micron Technology (Employee Match) Up to $1,000 employee match per child under 18 Semiconductors Employer match
Morgan Stanley $1,000 one-time match of federal seed Financial Services Employer match
Nasdaq $1,000 match for eligible newborns Financial Markets Employer match
News Corporation $1,000 supplemental contribution Media Employer match
Novelis Up to $1,000 employee match Manufacturing Employer match
NVIDIA Contribution for U.S. employees’ children (amount TBD) Semiconductors Employer match
Replit $1,000 match of federal seed Technology Employer match
Robinhood $1,000 match of federal seed (reported) Brokerage Employer match
Russell Investments $1,000 match of federal seed Asset Management Employer match
S&P Global $1,000 match of federal seed Financial Services Employer match
Silver Lake Contribution announced (details forthcoming) Private Equity Employer match
SoFi $1,000 match of federal seed (reported) Fintech Employer match
State Street $1,000 match of federal seed Financial Services Employer match
Steak n Shake $1,000 match Restaurants Employer match
Strategy Inc. (formerly MicroStrategy) $1,000 one-time seed match + $250/year per eligible child Technology / Software Employer match
Turning Point USA $1,000 dollar-for-dollar match of federal seed Nonprofit Employer match
Uber Will contribute for employees (amount TBD) Technology Employer match
Vanguard (Employee Contribution) $1,500 employer contribution option for eligible crew Asset Management Employer match
Visa Trump Accounts in U.S. employee benefits package (amount TBD) Financial Services Employer match
Wells Fargo Will contribute for employees (amount TBD) Financial Services Employer match
WP Engine Contribution announced (details forthcoming) Technology Employer match

Featured deep-dives: Goldman Sachs, Morgan Stanley, Micron. Rules overview: employer match explained.

Community seeds

Some companies deposit money for children who live near their facilities — not only for employees.

Kraken (Wyoming 2026 births)

Community seed

Financial contribution for every Wyoming birth in 2026 (amount TBD) — Every child born in Wyoming in 2026 who has a Trump Account

States: WY

Source: Kraken news release

Micron Technology (Community Seed)

Community seed

$250 one-time community seed — Children with a Trump Account in ZIP codes within Micron operating counties in CA, CO, ID, MN, NY, TX, and VA

States: CA, CO, ID, MN, NY, TX, VA (county lists on the Micron guide)

Source: Micron Community Investment

Vanguard (Near-Office Philanthropic Match)

Community seed

Philanthropic match for families near select Vanguard U.S. offices — Families with eligible children in select neighborhoods near Vanguard U.S. office locations

Source: Vanguard company statement

Philanthropy

Private donors are seeding accounts for kids who may not get the federal $1,000 pilot — or who live in specific states.

Donor / program Amount Who qualifies
Anand Legacy Foundation (Kern County, CA) $1,000 per qualifying newborn Newborns of mothers enrolled in eligible rehabilitation programs in Kern County, CA who open a Trump Account
Anonymous Donor (San Francisco) $500 per eligible San Francisco baby born in 2026 Babies born in San Francisco in 2026 (city announcement; ~$3.5M pledge)
Brad Gerstner / Altimeter (Indiana) $250 per qualifying child in Indiana Qualifying children in Indiana under age 5 (confirm final criteria when published)
Ed Freedman Stable Road Foundation (Hawaii foster) $250 per eligible Hawaii foster child ages 11–17 Eligible foster children in Hawaii ages 11–17 (age band not covered by federal pilot + Dell under-11 stack)
Gwynne Shotwell / SpaceX stock gift 1 share of SpaceX stock per qualifying child (~2 million children) Children ages 11–17 in lower average household-income areas, with additional emphasis near central Texas
Harold Hamm (philanthropy) Philanthropic contributor (amount TBD) Publicly cited as a philanthropic contributor — details not yet published
Michael & Susan Dell Foundation $250 per qualifying child Children born 2016–2024 in ZIP codes with median family income ≤ $150,000
Nicki Minaj $150,000–$300,000 total pledged for fans’ accounts (details forthcoming) Fans — selection and claim details not yet published
Ray & Barbara Dalio (Connecticut) $250 per qualifying child in Connecticut Roughly 300,000 children in Connecticut ZIP codes with median income under $150,000 (confirm official age/claim rules)

✅ State & local parents

Dalio (CT) and Gerstner $250 (IN) are philanthropy. Oklahoma authorized a $250 state Dream Account deposit (HB 4071). Local seeds include San Francisco $500 (2026 babies), Kern County / Anand, Hawaii foster / Stable Road, and Kraken for Wyoming 2026 births. Open the federal account first. See grants by state.

How to check if your employer participates

  1. Search this directory for your company name.
  2. Ask HR / benefits whether a Trump Account (§128) contribution is offered for 2025.
  3. If they say no yet, send a short ask — use our email template.
  4. Model the impact with the employer match calculator.

Tax rules in plain English

  • Employer money is tax-free to you under IRC §128 (does not show as W-2 wages).
  • It still counts toward the child’s $5,000 annual contribution limit.
  • The employer limit is per employee, not per child.
  • Charity / QGC deposits may sit outside the $5,000 cap — confirm with the program.

Sources

Tracking 69 named programs. Last verified 2026-08-05. Programs change — always confirm with the sponsor.

⚠️ Educational content only

This is educational content, not tax or financial advice. Employer and philanthropic programs may change eligibility, amounts, or claim steps. Consult your HR team and a qualified professional for your situation.

Frequently Asked Questions

Which companies match Trump Account contributions?
Dozens of employers have announced programs — from $1,000 federal-seed matches (Goldman Sachs, Morgan Stanley, Citi, Coinbase, and many others) to higher amounts (Vanguard $1,500; IntraFi/Heritage up to $2,500). This page lists 57+ named employer programs. Always confirm with your HR team.
Is an employer match the same as the Dell $250 pledge?
No. An employer match is a workplace benefit under IRC §128 (tax-free to you, up to $2,500/year per employee). The Dell Foundation $250 is philanthropy for children born 2016–2024 in qualifying ZIP codes. Micron also offers a separate $250 community seed in certain counties.
Does my employer’s match count toward the $5,000 annual limit?
Yes. Employer contributions count toward the child’s $5,000 annual cap and toward the $2,500/year employer limit under IRC §128. Qualified charity deposits may be treated differently — check the sponsor’s rules.
What if my company is not on this list?
Employer contributions are voluntary. Use our ask-HR email template and point benefits leaders to the employer hub. Many companies are still designing programs.
Are Goldman Sachs and Morgan Stanley offering matches?
Yes. On July 2, 2026, both firms announced they will match the federal $1,000 seed for eligible employees’ children. See our Goldman Sachs and Morgan Stanley guides.
What is Strategy Inc.’s Trump Account pledge?
On August 5, 2026, Strategy Inc. (formerly MicroStrategy) joined the Invest America Business Pledge. It will contribute $250/year to a Trump Account for every eligible child under 18 of its U.S. employees (any birth year), plus a one-time $1,000 match of the federal seed for children born on or after January 1, 2025. Deposits start after Treasury final guidance and employer contribution systems are live. Confirm with Strategy HR.

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Disclaimer: This is educational content, not tax or financial advice. Consult a qualified tax professional or financial advisor before making investment decisions.

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